Welcome to PNC - Interest Rate Center

Interest Rate Center


  

Market Rates for:

Zip Code: 19087
County: Delaware County, PA
Date: 2016-12-06
Print Rates | Service Charges and Fees

Current Rates

Performance Interest Checking
Balance to Earn Interest Interest Rate APY[1]
2000.0 - 9999.99 0.01% 0.01%
10000.0 - 49999.99 0.01% 0.01%
50000.0 - 99999.99 0.01% 0.01%
100000.0 and above 0.01% 0.01%
Performance Select Interest Checking
Balance to Earn Interest Interest Rate APY[1]
2000.0 - 9999.99 0.01% 0.01%
10000.0 - 49999.99 0.01% 0.01%
50000.0 - 99999.99 0.01% 0.01%
100000.0 and above 0.01% 0.01%
 

1. Annual Percentage Yield (APY) accurate as of 2016-12-06. Rates may change after account is opened. Fees may reduce earnings.

Current Rates

Standard Savings View promotional rates
Relationship Rates[1]
with a PNC checking account
Balance to Earn Interest Interest Rate APY[2]
1.0 - 2499.99 0.05% 0.05%
2500.0 and above 0.1% 0.1%
Standard Rates
Balance to Earn Interest Interest Rate APY[2]
1.0 - 2499.99 0.01% 0.01%
2500.0 and above 0.01% 0.01%

'S' is for Savings

Standard Rates
Balance to Earn Interest Interest Rate APY[2]  
1.0 - 499.99 0.01% 0.01%
500.0 - 1499.99 0.01% 0.01%
1500.0 and above 0.01% 0.01%

Savings Max

Standard Rates
Balance to Earn Interest Interest Rate APY[2]  
10000.0 - 24999.99 0.03% 0.03%
25000.0 - 49999.99 0.04% 0.04%
50000.0 - 99999.99 0.05% 0.05%
100000.0 - 499999.99 0.05% 0.05%
500000.0 - 999999.99 0.07% 0.07%
1000000.0 and above 0.07% 0.07%
 

1. In order to qualify for a Relationship Rate on Standard Savings, you must have a linked Standard Checking, Performance Checking, Virtual Wallet® with Performance Spend, Performance Select Checking or Virtual Wallet with Performance Select and meet one of the following requirements:

  • • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
  • • Have $500 in qualifying direct deposits in a linked Standard Checking during the previous calendar month.
  • • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
  • • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

Starting with the calendar month following when you open your Standard Savings account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Standard Savings account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

Important Note: Your Standard Savings account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above.

2. Annual Percentage Yield (APY) accurate as of 2016-12-06. Penalty for early withdrawal. Fees may reduce earnings.

Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

Current Rates

Premiere Money Market Account
Standard Rates Relationship Rates[1] with Performance Checking Relationship Rates[1] with Performance Select Checking
Balance to Earn Interest Interest Rate APY[2] Interest Rate APY[2] Interest Rate APY[2]
1.0 - 9999.99 0.03% 0.03% 0.25% 0.25% 0.598% 0.6%
10000.0 - 24999.99 0.09% 0.09% 0.27% 0.27% 0.598% 0.6%
25000.0 - 49999.99 0.11% 0.11% 0.3% 0.3% 0.698% 0.7%
50000.0 - 99999.99 0.13% 0.13% 0.32% 0.32% 0.797% 0.8%
100000.0 - 249999.99 0.15% 0.15% 0.349% 0.35% 0.797% 0.8%
250000.0 - 499999.99 0.15% 0.15% 0.349% 0.35% 0.797% 0.8%
500000.0 - 999999.99 0.17% 0.17% 0.349% 0.35% 0.797% 0.8%
1000000.0 and above 0.17% 0.17% 0.349% 0.35% 0.797% 0.8%
 

1. In order to qualify for a Relationship Rate on Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

  • • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
  • • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
  • • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

Starting with the calendar month following when you open your Premiere Money Market account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

Important Note: Your Premiere Money Market account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above.

2. Annual Percentage Yield (APY) accurate as of 2016-12-06. Rates may change after account is opened. Fees may reduce earnings.

Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

 

1.In order to qualify for a Relationship Rate on Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

  • • Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.
  • • Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
  • • Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.

Starting with the calendar month following when you open your Premiere Money Market account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

Important Note: Your Premiere Money Market account will earn the highest rate available to you (Rate Offer, Standard or Relationship Rate) for which you qualify based on the applicable balance tier and the criteria above.

2. Annual Percentage Yield (APY) accurate as of 2016-12-06. Rates may change after account is opened. Fees may reduce earnings.

Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

Current Rates

Fixed Rate Certificate of Deposit View promotional rates
The $1.00 - $999.99 tier is for Renewal Only Fixed Rate CD with
Choice/Premium Plan
Fixed Rate CD
with Performance/
Performance Select/
VW Performance
Fixed Rate CD only
Term Minimum to Open Balance to Obtain Rates Interest Rate APY[1] Interest Rate APY[1] Interest Rate APY[1]
1 MONTH 5000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 and above 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
3 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
10000.0 - 24999.99 0.06% 0.06% 0.06% 0.06% 0.06% 0.06%
25000.0 - 99999.99 0.07% 0.07% 0.07% 0.07% 0.07% 0.07%
100000.0 - 499999.99 0.08% 0.08% 0.08% 0.08% 0.08% 0.08%
500000.0 and above 0.09% 0.09% 0.09% 0.09% 0.09% 0.09%
6 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.06% 0.06% 0.06% 0.06% 0.06% 0.06%
10000.0 - 24999.99 0.08% 0.08% 0.08% 0.08% 0.08% 0.08%
25000.0 - 99999.99 0.1% 0.1% 0.1% 0.1% 0.1% 0.1%
100000.0 - 499999.99 0.12% 0.12% 0.12% 0.12% 0.12% 0.12%
500000.0 and above 0.14% 0.14% 0.14% 0.14% 0.14% 0.14%
12 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.13% 0.13% 0.13% 0.13% 0.13% 0.13%
10000.0 - 24999.99 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
25000.0 - 99999.99 0.18% 0.18% 0.18% 0.18% 0.18% 0.18%
100000.0 - 499999.99 0.2% 0.2% 0.2% 0.2% 0.2% 0.2%
500000.0 and above 0.22% 0.22% 0.22% 0.22% 0.22% 0.22%
18 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.18% 0.18% 0.18% 0.18% 0.18% 0.18%
10000.0 - 24999.99 0.2% 0.2% 0.2% 0.2% 0.2% 0.2%
25000.0 - 99999.99 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
100000.0 - 499999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
500000.0 and above 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
24 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
10000.0 - 24999.99 0.27% 0.27% 0.27% 0.27% 0.27% 0.27%
25000.0 - 99999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
100000.0 - 499999.99 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
500000.0 and above 0.4% 0.4% 0.4% 0.4% 0.4% 0.4%
36 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
10000.0 - 24999.99 0.32% 0.32% 0.32% 0.32% 0.32% 0.32%
25000.0 - 99999.99 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
100000.0 - 499999.99 0.37% 0.37% 0.37% 0.37% 0.37% 0.37%
500000.0 and above 0.4% 0.4% 0.4% 0.4% 0.4% 0.4%
48 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.5% 0.5% 0.5% 0.5% 0.5% 0.5%
10000.0 - 24999.99 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%
25000.0 - 99999.99 0.65% 0.65% 0.65% 0.65% 0.65% 0.65%
100000.0 - 499999.99 0.7% 0.7% 0.7% 0.7% 0.7% 0.7%
500000.0 and above 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
60 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.6% 0.6% 0.6% 0.6% 0.6% 0.6%
10000.0 - 24999.99 0.7% 0.7% 0.7% 0.7% 0.7% 0.7%
25000.0 - 99999.99 0.85% 0.85% 0.85% 0.85% 0.85% 0.85%
100000.0 - 499999.99 0.9% 0.9% 0.9% 0.9% 0.9% 0.9%
500000.0 and above 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
84 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.9% 0.9% 0.9% 0.9% 0.9% 0.9%
10000.0 - 24999.99 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
25000.0 - 99999.99 1.05% 1.05% 1.05% 1.05% 1.05% 1.05%
100000.0 - 499999.99 1.15% 1.15% 1.15% 1.15% 1.15% 1.15%
500000.0 and above 1.24% 1.25% 1.24% 1.25% 1.24% 1.25%
120 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 1.1% 1.1% 1.1% 1.1% 1.1% 1.1%
10000.0 - 24999.99 1.2% 1.2% 1.2% 1.2% 1.2% 1.2%
25000.0 - 99999.99 1.29% 1.3% 1.29% 1.3% 1.29% 1.3%
100000.0 - 499999.99 1.39% 1.4% 1.39% 1.4% 1.39% 1.4%
500000.0 and above 1.49% 1.5% 1.49% 1.5% 1.49% 1.5%
Ready Access Certificate of Deposit View promotional rates
Ready Access CD with
Choice/Premium Plan
Ready Access CD
with Performance/
Performance Select/
VW Performance
Ready Access CD only
Term Balance to Obtain Rates Interest Rate APY[1] Interest Rate APY[1] Interest Rate APY[1]
3 MONTHS 1000.0 and above 0.05% 0.05% 0.05% 0.05% 0.05% 0.05%
12 MONTHS 1000.0 and above 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
 

1. Annual Percentage Yield (APY) accurate as of 2016-12-06. Penalty for early withdrawal. Fees may reduce earnings.

2. IMPORTANT DISCLOSURE INFORMATION: Annual Percentage Yield (APY) accurate as of 2016-12-06. No withdrawals without penalty within first seven days. No partial withdrawals permitted. Fees may reduce earnings.

Current Rates

Fixed Rate Individual Retirement AccountView promotional rates
The $1.00 - $999.99 tier is for Renewal Only Fixed Rate IRA with
Choice/Premium Plan
Fixed Rate IRA
with Performance/
Performance Select/
VW Performance
Fixed Rate IRA only
Term Minimum to Open Balance to Obtain Rates Interest Rate APY[1] Interest Rate APY[1] Interest Rate APY[1]
6 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.06% 0.06% 0.06% 0.06% 0.06% 0.06%
10000.0 - 24999.99 0.08% 0.08% 0.08% 0.08% 0.08% 0.08%
25000.0 - 99999.99 0.1% 0.1% 0.1% 0.1% 0.1% 0.1%
100000.0 - 499999.99 0.12% 0.12% 0.12% 0.12% 0.12% 0.12%
500000.0 and above 0.14% 0.14% 0.14% 0.14% 0.14% 0.14%
12 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.13% 0.13% 0.13% 0.13% 0.13% 0.13%
10000.0 - 24999.99 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
25000.0 - 99999.99 0.18% 0.18% 0.18% 0.18% 0.18% 0.18%
100000.0 - 499999.99 0.2% 0.2% 0.2% 0.2% 0.2% 0.2%
500000.0 and above 0.22% 0.22% 0.22% 0.22% 0.22% 0.22%
18 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.18% 0.18% 0.18% 0.18% 0.18% 0.18%
10000.0 - 24999.99 0.2% 0.2% 0.2% 0.2% 0.2% 0.2%
25000.0 - 99999.99 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
100000.0 - 499999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
500000.0 and above 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
24 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
10000.0 - 24999.99 0.27% 0.27% 0.27% 0.27% 0.27% 0.27%
25000.0 - 99999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
100000.0 - 499999.99 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
500000.0 and above 0.4% 0.4% 0.4% 0.4% 0.4% 0.4%
36 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.3% 0.3% 0.3% 0.3% 0.3% 0.3%
10000.0 - 24999.99 0.32% 0.32% 0.32% 0.32% 0.32% 0.32%
25000.0 - 99999.99 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
100000.0 - 499999.99 0.37% 0.37% 0.37% 0.37% 0.37% 0.37%
500000.0 and above 0.4% 0.4% 0.4% 0.4% 0.4% 0.4%
48 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.5% 0.5% 0.5% 0.5% 0.5% 0.5%
10000.0 - 24999.99 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%
25000.0 - 99999.99 0.65% 0.65% 0.65% 0.65% 0.65% 0.65%
100000.0 - 499999.99 0.7% 0.7% 0.7% 0.7% 0.7% 0.7%
500000.0 and above 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
60 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.6% 0.6% 0.6% 0.6% 0.6% 0.6%
10000.0 - 24999.99 0.7% 0.7% 0.7% 0.7% 0.7% 0.7%
25000.0 - 99999.99 0.85% 0.85% 0.85% 0.85% 0.85% 0.85%
100000.0 - 499999.99 0.9% 0.9% 0.9% 0.9% 0.9% 0.9%
500000.0 and above 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
84 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 0.9% 0.9% 0.9% 0.9% 0.9% 0.9%
10000.0 - 24999.99 0.95% 0.95% 0.95% 0.95% 0.95% 0.95%
25000.0 - 99999.99 1.05% 1.05% 1.05% 1.05% 1.05% 1.05%
100000.0 - 499999.99 1.15% 1.15% 1.15% 1.15% 1.15% 1.15%
500000.0 and above 1.24% 1.25% 1.24% 1.25% 1.24% 1.25%
120 MONTHS 1000.0 1.0 - 999.99 0.04% 0.04% 0.04% 0.04% 0.04% 0.04%
1000.0 - 9999.99 1.1% 1.1% 1.1% 1.1% 1.1% 1.1%
10000.0 - 24999.99 1.2% 1.2% 1.2% 1.2% 1.2% 1.2%
25000.0 - 99999.99 1.29% 1.3% 1.29% 1.3% 1.29% 1.3%
100000.0 - 499999.99 1.39% 1.4% 1.39% 1.4% 1.39% 1.4%
500000.0 and above 1.49% 1.5% 1.49% 1.5% 1.49% 1.5%
 

1. Annual Percentage Yield (APY) accurate as of 2016-12-06. Penalty for early withdrawal. Annual custodian fee of $25 may be assessed if balance is less than $2000. Transfer fee of $25 may be assessed for each transfer of IRA funds outside of PNC Bank or PNC Investments. Please see the Individual Retirement Account (IRA) Custodial Agreement and Disclosure for additional details and information. Fees may reduce earnings.